Landlords & investors
Buy to Let
Mortgages for single units, portfolios, HMOs, MUFBs and SPVs. Structured around your long‑term strategy.
Explore buy to letEstablished 2002 • Intermediary only
Specialist property & mortgage finance
for landlords and investors
Crystal Finances is an independent intermediary specialising in buy to let, bridging and commercial finance. We work with a wide panel of lenders to structure funding around your portfolio, not just a single property.
FCA No. 769202
Company No. 04363930
Unregulated finance contracts
Core services
Finance solutions across the property lifecycle
From first-time landlords to experienced portfolio investors, we help structure funding for acquisition, refinance, refurbishment and development.
Short-term funding
Bridging Finance
Fast, flexible funding for auction purchases, refurbishments, conversions and chain‑break scenarios.
View bridging optionsBusiness & investment
Commercial Finance
Funding for trading businesses, mixed‑use property and commercial investments.
Commercial financeWhy Crystal Finances
Independent, experienced and portfolio-focused
We have been arranging property finance since 2002 and understand the realities of building and managing a portfolio. Our role is to help you navigate lender criteria, stress tests and structure.
- Access to mainstream, specialist and intermediary-only lenders.
- Experience with SPVs, LLPs and complex ownership structures.
- Support for HMOs, MUFBs, semi-commercial and non-standard property.
- Clear written disclosure of fees and commissions.