Second Charge

Second charge mortgages for capital raising and restructuring for Buy to Let Properties

A second charge mortgage allows you to raise capital without disturbing your existing mortgage. This can be useful where early repayment charges apply, where your current rate is favourable, or where additional borrowing is required for personal or investment purposes.

Common uses

• Home improvements and extensions.
• Deposit for additioanl Buy to Let property.
• Raising capital for investment or business purposes.
• Portfolio restructuring for landlords.
• Avoiding early repayment charges on existing mortgages.

We will outline affordability, risks and regulatory considerations before you proceed.